Telephone scams are an increasingly common problem in Illinois. Scammers employ persuasive tactics and advanced techniques that can ensnare even the savviest consumers, and if you are dealing with debts and IRS issues, you are even more likely to be susceptible. The following highlights three types of the latest scams currently wreaking havoc, and how you can avoid being a victim.
1. Credit Collection Scams
The Consumer Financial Protection Bureau warns against scammers posing as debt collection companies, who may attempt to solicit payments or personal information from you for the purpose of accessing your accounts or stealing your identity. These fraudsters may disguise the number that appears on your caller I.D. in an attempt to fool you into believing they are legitimate. Warning signs that these calls are a scam include:
If you suspect a credit collection scam, hang up immediately. If it is an actual collection call, they will call back and leave a message or notify you by mail.
2. IRS Tax Scams
The Internal Revenue Service (IRS) warns that phone calls from scammers who impersonate IRS agents have robbed thousands of consumers of their hard earned money. They may disguise their number to look like the call is coming from the IRS and use many of the same tactics as phony debt collectors, including:
None of these are practices the IRS follows when collecting tax debts. If you do owe back taxes, you will receive a detailed notice in the mail
3. Debt Relief Scams
The Federal Trade Commission warns consumers to beware of debt relief scams, where companies offer to settle or negotiate your loans, mortgage, or credit card balances for a fee. While some may be legitimate businesses, others are only out to rob you or steal your identity. Tactics they use include:
Other than making arrangements yourself with a loan or credit card company, the only legitimate way to reduce debt or avoid foreclosures or repossessions is by speaking with a bankruptcy attorney.
Contact Our Tinley Park Bankruptcy and Debt Relief Attorney Today
If you are struggling with consumer or tax debts, contact the Law Offices Of Eric G. Zelazny to see how we can help. We offer professional legal guidance you can trust from a dedicated Tinley Park bankruptcy attorney with over 20 years experience in helping individuals and small business owners. Contact our office online and request a free consultation today.